Who we help
Your situation is not the generic one
What coverage costs and which options are open to you depend enormously on how you earn and who depends on you. These pages start from where you actually are.
Self-employed
No employer plan, no HR department. What health coverage actually costs when you are buying it yourself, and how the options compare.
Read this oneReal estate agents
Commission income, 1099 status and no brokerage benefits. What coverage looks like when your income arrives in lumps.
Read this oneSmall business owners
Coverage for you, coverage for a small team, and the planning that keeps the business intact if something happens to a key person.
Read this oneFamilies
One plan covering several people, and coverage sized to what your household would actually need. What to look at and what to ignore.
Read this oneRetiring before 65
Retiring before 65 means covering the gap yourself. What the options are between leaving work and Medicare eligibility.
Read this oneThese pages are general education, not individualised financial, tax, legal or investment advice. Product availability, pricing and eligibility vary by state, county, age and health.
Next step
Fifteen minutes, and you will know where you stand.
A review is a short conversation about the coverage and savings you already have. We look at what you pay, what it covers, and whether there is a better fit available where you live. No cost, no obligation, and no pitch if nothing needs changing.